Property and Casualty Overall Test Flashcards | Chegg.com C. fine art C. a home under construction that the owner intends to occupy War Under an HO-3 policy, what is the coinsurance requirement? A. For a homeowners policy, which one of the following statements about insuring personal property normally kept at a residence other than the residence premises is CORRECT? Most companies will require copies of either areceiptor anappraisalof the item before providing the coverage. A friend who is renting a bedroom in the insured's house since it is only three blocks away from work - Since the friend is a tenant, not a relative or a person in the care of the insured, he/she would not be an insured under the policy. The markings on the door did not permanently damage it but the door required cleaning and minor repair work. Personal Articles Floater In addition, Birinyi Associates identified Caterpillar as one of the top five companies to repurchase their own shares in a recent year.12 Three recent years of earnings and average common shares outstanding data for Caterpillar are as follows (in millions): Year3Year2Year1Netincome$3,695$3,789$5,681Averagenumberofcommonsharesoutstanding617.2645.2652.6\begin{array}{lrrr} A. commercial buildings Charles Munyi has over eight years of experience as a personal finance writer. Which of the following homeowners policies covers tenants or renters? What is the ppp-value? A. One day the dog attacks a neighbor while she is working in her own yard. Unscheduled personal property refers to items that are covered by personal property coverage but have not been specifically itemized; these items are subject to the standard coverage limits. What is the average rate at which the clerk sorts mail during the first 3 months on the job? The definition also includes a person who performs similar duties elsewhere that are not related to any business of the insured, such as a person hired to paint the insured's house, as so long as the insured doesn't own a business that paints houses. How Much Homeowners Insurance Coverage Do I Need? fences The assigning of the value of the insuredproperty will vary by the insurance provider. \end{matrix} The cause is determined to be a defect in the grill. Any residents of the same household are insured as long as, Permitted Incidental Occupancies Endorsement. B. a mobile home that is owner-occupied You may not realize the value of what you own until your home is damaged or vandalized. The peril causing this loss is malicious mischief. 10% ---As with the Dwelling Policy, Coverage B is provided at 10% of the Coverage A limit.
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